Payment Methods

Payment Methods

Navratan facilitates our customers with a variety of payment methods. We make available all the below mentioned payment options, which the customers can choose according to their ease and convenience.

1. Credit Cards.
2. Debit Cards.
3. Net Banking.
4. Razorpay, Easebuzz.
5. Mobile Payments (UPI).
6. Cash or Cheque deposit.
7. Cash on Delivery.

Credit and Debit Cards

We accept payment from all the regular as well as premium Debit and Credit cards through our Razorpay, Easebuzz Payment Gateway.

Net Banking

We support all the leading banks for Net Banking payment gateway. For instance: - State Bank of India, Punjab National Bank, Oriental Bank of Commerce, Bank of Maharashtra, Bank of Baroda, Citibank, Deutsche Bank, Axis Bank, HDFC Bank, ICICI Bank, Federal Bank, Standard Chartered, and more...

Mobile Payments

You can make easy mobile payments using any UPI mode like Paytm, Phonepe, Google Pay, etc.

Cash or Cheque deposit

You also have an option to directly deposit payment in our bank account either by cheque or cash.
Account Number: 676805600358
Name on Account: The Gemstone co.
Branch: Malviya Nagar, Jaipur,
IFSC Code: ICIC0006768

Cash on Delivery

1) In case you are purchasing simple loose gemstones without any additional certificate requirement, then you need not to pay any advance. For such orders, you can pay 100% of the amount at the time of delivery.

2) If you want any additional certificate from a specific laboratory or you want to purchase a gemstone mounted in a jewelry set then you need to pay 25% of the billing amount in advance for processing that order.
Note: - In case the order under the 2nd category is canceled, the advance amount will not be refunded as we would have already borne the additional cost attached to that order.
You can email us at or give us a call at +91 9982805500 any payment related query.


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